Short sales & foreclosure · SFR
Behind on your mortgage? You have more options than you think.
The worst thing to do is wait. Tamila explains your choices calmly and without judgment, before the bank decides for you.
Possible options
- Talk to your lender about a repayment plan or loan modification.
- Refinance, if your credit and income allow it. Tamila is a loan officer and can check quickly.
- Sell with your equity before the situation gets worse.
- A short sale, if you owe more than the home is worth and the lender agrees.
Every situation is different. Tamila explains the real estate and mortgage side. For legal or tax questions, please speak with an attorney or a tax professional.
Questions
I missed a payment. What should I do first?
Call your lender and call Tamila. The earlier you act, the more options you have.
What is a short sale?
A sale where the lender agrees to accept less than the amount owed on the loan. It needs the lender’s approval and usually takes longer than a normal sale.
Is it better to sell before foreclosure?
Often, yes, especially if you have equity. Selling on your terms usually leaves you in a better position. Tamila looks at the numbers with you.
Do you give legal or tax advice?
No. Tamila explains the real estate and mortgage options. For legal and tax questions, she will recommend that you speak with an attorney or a tax professional.
Let's look at your options
Everything you share stays private. Tamila will call you back and explain where you stand.
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