Free tool · For Colorado sellers
Cost to Sell a House in Colorado
How much will you actually walk away with? Enter your price and mortgage balance. The calculator adds the real Colorado selling costs, including the property tax credit most sellers forget, and compares a 1% listing fee with the usual 3%.
Estimated cash to you at closing
$0
Where your selling costs go
- Total selling costs
- $0
- Costs as % of price
- 0%
Estimate only. Your title company prepares the final settlement statement. Commissions are negotiable. 1% listing fee applies when you sell and buy your next home with Tamila; listing only: standard rate, up to 3%. Not legal or tax advice.
What Sellers Pay in Colorado
Commissions. The listing agent's fee and the fee for the agent who brings the buyer. Both are negotiable and together are the largest cost of selling. With Tamila, the listing fee is 1% when you also buy your next home with her.
Owner's title insurance and closing fee. The Colorado contract lets the parties choose who pays, and in the Denver metro the seller customarily pays for the buyer's owner's policy. Premiums are filed with the Colorado Division of Insurance and vary by company.
Property tax credit. Because Colorado taxes are paid a year behind, the buyer will receive the bill for the months you lived there. You credit the buyer for those days at closing. Selling in November means crediting almost a full year.
Mortgage payoff and HOA. Your loan is paid off from the sale proceeds. If you have an HOA, expect a status letter or transfer fee and the dues up to closing.
What you usually don't pay. Colorado has no percentage-based state transfer tax. The state documentary fee is 1 cent per $100 of the price, typically paid by the buyer.
Selling Costs Questions
How much does it cost to sell a house in Colorado?
The biggest cost is the real estate commission: the listing agent's fee plus the buyer's agent fee, both negotiable. On top of that, sellers in the Denver metro customarily pay for the buyer's owner's title insurance policy, and title insurance with closing fees can range from about $1,000 to $2,000 depending on the company and the price (Colorado Division of Insurance). You also credit the buyer for this year's property tax, pay off your mortgage, and settle any HOA fees. Use the calculator above for your own numbers.
Does Colorado have a transfer tax?
There is no percentage-based state transfer tax. Colorado charges a documentary fee of 1 cent per $100 of the price (C.R.S. 39-13-102), which is $60 on a $600,000 home. It is typically paid by the buyer, but the contract can say otherwise.
Why do I pay property tax for the buyer at closing?
Colorado property taxes are paid in arrears: the bill for this year comes next year. At closing, the seller credits the buyer for the days the seller owned the home this year, and the buyer pays the full bill when it arrives. If you sell early in the year before paying last year’s bill, that bill is also paid from your proceeds.
Who pays for title insurance in Colorado?
Section 8 of the Colorado contract lets buyer and seller choose. In the Denver metro it is customary for the seller to pay for the buyer's owner's policy. The buyer usually pays for the lender's policy.
How does the 1% listing fee work?
When you sell your home and buy your next one with Tamila, her listing fee is 1% instead of the usual up to 3%. If you only sell, the fee is the standard rate, up to 3%. The buyer's agent for your home is paid separately and is negotiable. You get the same full service either way: professional photos Tamila pays for, MLS, marketing, negotiation and support to closing.
Want Your Exact Net Proceeds?
Send Tamila your address. She will look at recent sales near you, suggest a price and prepare a net sheet with real numbers, free.